Saturday, February 8, 2014

When Things Go Wrong After a Home Inspection

That !@#$%^;* Home Inspector should have told us about this!

Recently, I was called to a home I had inspected about a week before. I arrived, went to the basement, took off my shoes and socks, rolled up my pants and walked through 4" of water to plug in the basement sump pump. I will not go into the details of that inspection. Suffice it to say that I was told this basement had leaked previously and the finishes, for the most part, were new in a much older home. I could find no evidence during my inspection that whatever had caused the basement to leak previously had been addressed. I did cover potential for future basement leakage in my report. Do you think that made the buyer feel any better? You can bet that it did not. 

Interestingly, the buyer's agent called about a week later stating that it was raining again and the basement was not leaking. No one had done anything to address the issue but the seller (this transaction had not closed) was convinced because it was raining and the basement wasn't leaking this time that it would not leak ever again. Dream On! 

What should you consider when things go wrong There may come a time after your home inspection that you discover something wrong with the house, and you may be upset or disappointed with your home inspection. Before becoming overly upset with me please pay close attention to this article. 
Intermittent Or Concealed Problems Some problems can only be discovered by living in a house. They cannot be discovered during the few hours of a home inspection. For example, some shower stalls leak when people are in the shower, but do not leak when you simply turn on the tap. Some roofs and basements only leak when specific conditions exist. Some problems will only be discovered when carpets are lifted, furniture is moved or finishes are removed.
No Clues 
These problems may have existed at the time of the inspection but there were no clues as to their existence. My inspections are based on the past performance of the house. If there are no clues of a past problem, it is unfair to assume I should foresee a future problem.
I Will Always Miss Some Minor Things
 Some may say that I am inconsistent because my reports identify some minor problems but not others. The minor problems that are identified were discovered while looking for more significant problems. We note them simply as a courtesy. The intent of the inspection is not to find the $200 problems; it is to find the $2,000 problems. These are the things that affect people's decisions to purchase.
Contractors' Advice
 The main source of dissatisfaction with home inspectors comes from comments made by contractors. Contractors opinions often differ from mine. Don't be surprised when three roofers all say the roof needs replacement when I said that, with some minor repairs, the roof will last a few more years. Contractors are in the business of replacing roofs. I am in the business of documenting the facts. 
Last Man In Theory
 While my advice may represent the most prudent thing to do, many contractors are reluctant to undertake these repairs. This is because of the "Last Man In Theory". The contractor fears that if he is the last person to work on the roof, he will get blamed if the roof leaks, regardless of whether the roof leak is his fault or not. Consequently, he will not want to do a minor repair with high liability when he could re-roof the entire house for more money and reduce the likelihood of a callback. This is understandable.
Most Recent Advice Is Best
 There is more to the "Last Man In Theory". It suggests that it is human nature for homeowners to believe the last bit of "expert" advice they receive, even if it is contrary to previous advice. As a home inspector, I unfortunately find myself in the position of "First Man In" and consequently it is my advice that is often disbelieved.
Why Didn't The Home Inspector See It
 Contractors may say "I can't believe you had this house inspected, and they didn't find this problem". There are several reasons for these apparent oversights:
1. Conditions During Inspection 
It is difficult for homeowners to remember the circumstances in the house, at the time of the inspection. Homeowners seldom remember that it was snowing, there was storage everywhere in the basement or that the furnace could not be turned on because the air conditioning was operating, etc. It's impossible for contractors to know what the circumstances were when the inspection was performed.
2. The Wisdom Of Hindsight
 When the problem manifests itself, it is very easy to have 20/20 hindsight. Anybody can say that the basement is wet when there is 2 inches of water on the floor. Predicting the problem is a different story.
3. A Long Look 
If I spent 1/2 an hour under the kitchen sink or 45 minutes disassembling the furnace, I would find more problems too. Unfortunately, the inspection would take several days and would cost considerably more.
4. We're Generalists
 I am a generalists; I am not a specialists. The heating contractor may indeed have more heating expertise than I do.
5. An Invasive Look
 Problems often become apparent when carpets or plaster are removed, when fixtures or cabinets are pulled out, and so on. A home inspection is a visual examination. I don't perform any invasive or destructive tests.

Not Insurance 
In conclusion, a home inspection is designed to better your odds. It is not designed to eliminate all risk. For that reason, a home inspection should not be considered an insurance policy. The premium that an insurance company would have to charge for a policy with no deductible, no limit and an indefinite policy period would be considerably more than the fee we charge. It would also not include the value added by the inspection.
What do I do NOW?

With all of this stated, what should you do if there is an issue with one of my home inspections?
  1. Read your home inspection report and our contract along with all internet links throughly. You will find a sample contract and the internet information on my blog at this link: http://todayshomeinspection.blogspot.com/p/inspection-information.html
  2. If you think you have a legitimate claim and purchased a one year home warranty (this may have been provided by the seller or purchased from you Realtor) contact the warranty company. 
  3. If it is within 90 days of your inspection or 22 days following your closing whichever is longest check out the 90 day warrant I included free with your home inspection. You will find information at this link: http://todayshomeinspection.blogspot.com/search/label/90%20Day%20Warranty

Thursday, February 6, 2014

What a client thinks

Recent comment in the Lowe's Mover Thank You guest book: " We used Chris Hilton to do our home inspection and found him extremely responsive to the critical deadlines within the contract/closing. Further - he was very thorough in pointing out major and minor issues with the property. His price wasn't bad either. WH

Sunday, January 26, 2014

Commercial Building Inspection Course

Following a life time involved in residential and commercial construction and 16 years of inspecting  both I have completed, what I consider to be, the premier course involving commercial building inspections. As part of this advancement over the course of this year I will be progressing to conducting commercial building inspections to the ASTM Standard E2018-08.


Saturday, January 4, 2014

Realtor Catches BIG Fish

The winner of our $1,000.00 cash drawing

December 31, 2013

Mary Marshall (MooMoo) Councill

Coldwell Banker Triad, Realtors High Point office

I found this very appropriate photo of our lucky winner on her Facebook page.


Congratulations Moo Moo!

Sunday, December 8, 2013

Who should turn water, power and gas on in a home for sale?


It appears to be assumed that a home inspector will turn the water and the power on at the mains in a home when these are turned off. Having been in this game for a long time. I have had a two year old electrocuted during an inspection, had an electrical panel explode in my face, heard the sound of arc’s and watched sparks fly and smoke rise from electrical systems. I have called the power company and had power turned off and meters removed. I have discovered gas leaks. I have witnessed tens of thousands of dollars in water damage, which happened before, during and after home inspections. Who is the first liable party when the water, power and gas was off on arrival? It is the fool who turned it on. It was safe before you made the choice to touch it. Do you want to shoulder the liability for serious injury to a person or major damage to the home? Not a problem, touch it. As for me, I choose to keep my hands in my pockets and let the sellers camp shoulder that responsibility, hopefully as part of an insurance policy. What about turning these off when you are done? Similar issues, suppose you forgot or failed to do it correctly and the pipes freeze and rupture flooding the home for days after, or an electrical fire starts from a hidden short. I have had these happen. Luckily, I was not the one who touched it and don’t choose to be in the future. It’s similar to Russian Roulette. Why not remove all but one bullet from the chamber of a gun, point it at your head and pull the trigger a couple of times. Leave the liability where it belongs in the seller’s camp. When you are on the buyer’s side of a transaction don’t touch water, gas or power mains before, during or after the home inspection! Why do I say NO? It is very simple - LIABILITY.

Sunday, November 24, 2013

Best $30,000 cheeseburger I ever ate

$30,000 Cheeseburger!
I was asked to look at a large church 11 year old roof which the church has been advised, by a roofing contractor, needs to be replaced. I walked the roof. It appears to be a 25 to 30 year rated architectural shingle in good condition. Church was about to approve a $30,000 expenditure for replacement of a perfectly good roof with possibly 20 years of remaining life. How much do you think I should charge a church for saving them $30,000? 

How I roll: This was a request from a Realtor (committee member) for a quote to check this out. I suspected that the church was about to be ripped off, based on the information provided. I think the Realtor suspected the same but we didn't talk about that. I said up front that there would be no charge.  I walked the roof about noon and I was treated to a delicious cedar cheeseburger with fries. Based on drive time (this was not local), time on site and time writing a letter to the church my standard fee would have been $350.00. Trust me, I got more than that from the pleasure of stopping another unscrupulous contractor. The two magic words are "Realtor" and "Church" however I have done the same for individuals if I thought up front, or after arrival, that they were being ripped off. These scenarios make my blood boil. Best $30,000 cheeseburger I ever ate. 

Tuesday, October 22, 2013

What a client thinks


Comment left on my Yelp Account:

"We had Chris inspect our house last month and we couldn't have been happier. He was extremely thorough and took the time to make sure I understood everything I needed to know about the house. The inspection report that we received is also extremely well done Many pictures and graphs that make everything very easy to understand. I will definitely recommend him to anyone I know that needs a home inspection.

Tuesday, October 8, 2013

What a client thinks


Comment left in on a Mover Thank You guest book "Chris Hilton not only performed a thorough inspection of the home my family is buying but was consistently available to me by phone or email with many follow-up questions I had. I definitely recommend him."

What a client (former Realtor) thinks


Review left on my Yelp account by a home inspection client who was a former Realtor:

"Very, very thorough inspection.  Great inspection process!

 I have been through many inspections on my own homes as well as having been a realtor and he didn't exaggerate minor items like many home inspectors do which actually needlessly scare buyers.  He merely pointed out good and bad and described what would need to be done to correct.

Really recommend his service!"

Saturday, October 5, 2013

What a Realtor Thinks

Recently with a young veteran and his newly wed bride, these first time home buyers found themselves in a closing fraught with challenges. They loved the home, so Chris "rolled up his sleeves" and helped tremendously with their VA appraisal challenges. I can't say enough on behalf of that couple who now love Chris, myself for recommending him and of course, their new home.

What Clients Think


Chris D. Hilton, NC, did an incredible through job on our inspection and saved us a lot of headaches up front with our new place! Highly recommend him!

Chris Hilton was super inspector! Very through!! Thank You!

Chris Hilton was on time, quick with his write-up, and very, very thorough with the inspection of our new home.  He took time to explain his findings, expressing which concerns were of safety issues, which were simply code changes. I would certainly use his services again. 

Sunday, August 18, 2013

How to make a home inspector stutter!

After many years in this business I have learned an important lesson. Most home inspectors are honest, experienced, detailed, thorough and do an acceptable home inspection. If anything, most home inspectors are too similar. That said, being better is not what will make one home inspector stand out over another. Most home inspectors think what they do is all about the home. Truth is it is not about the home it is about the experience they offer the client. Therefore, when choosing a home inspector you should seriously consider that experience.  So, how do you do that? Here are some suggestions to question an inspector about. I expect this will make most home inspectors stutter their responses.
  1. Can you send me a resume of your experience and background? My Response
  2. What happens if I am not satisfied with your performance? Do I get my money back? Will you pay for someone else to do a second inspection? My Response
  3. Do you offer a warranty on issues which may be an issue when I move in the home? My Response
  4. Do you check for recalls on appliances and equipment? My Response
  5. Do you offer a free one year subscription ($199 value) to the Home Owners NetworkMy Response
  6. Do you offer deals on alarm system monitoring? My Response
  7. Do you work on weekends, early mornings and late evenings? My Response
  8. Can I book the inspection 24/7 online? My Response
  9. How long is your average report? I have heard there is an inspector who's average report with photos is over 40 pages long. What could be in his report missing from yours? My Response - No need to respond, it's a fact!
  10. Last, but not least. Do you offer a Monster Free Guarantee? My Response
If you find an inspector who is able to give positive responses to these questions then you should consider them for your inspection. If not, then you might consider a little more investigation beginning with details on this blog (at the links above) from a home inspector who is able to give positive responses. 

Are you a Realtor? Might want to ask additional questions:
  1. Do you offer me free follow up marketing to my clients who use you for life? My Response
  2. Can you do a consultation for my sellers for $175.00? My Response
Yes, home inspectors may look and act similar but there may be a drastic difference in the experience they deliver. Don't be short changed on your experience. 

Changing the home inspection landscape in the Triad
One Inspection at a Time